Bitcoin wallet
with Visa card
and banking.
Wallet first. Banking when you need it.
S1 HERO. v30 had: Smart Bitcoin Wallet with Banking. Q1: which hero?
Bitcoin wallet
Open your wallet with Face ID.
No password. No seed phrase. No ID. Your passkey is backed up in your iCloud or Google account, so a new phone is no problem.
S2. Source: docs/passkey-prf.md. Passkey sync = Apple/Google default.
Buy Bitcoin with Apple Pay, Google Pay or a bank transfer.
Start with 20 euros. The Bitcoin lands directly in your own wallet, not on an exchange.
S3. Mercuryo min 20 EUR (config/constants.ts MERCURYO_MIN_EUR).
Save in Bitcoin. Spend in dollars and euros.
Hold Bitcoin for the long run. Keep digital dollars and euros for every day. Swap between them in seconds.
S4. USDC + EURC on Base, swaps via swapkit.nuri.com.
Pay with your Visa card anywhere.
In shops, online, with Apple Pay and Google Pay. Top it up from your wallet.
S5. Wirex Visa.
Withdraw cash at ATMs.
Use your Nuri Visa card at any ATM that takes Visa.
S6. Founder: live.
Get your own IBAN. Receive your salary.
Your own euro account number, connected to your wallet. US account numbers (ACH) and UK accounts (Faster Payments) are coming very soon.
S7. Wirex IBAN. ACH/GBP live at Wirex, app integration in progress.
Send money to any bank account.
Pay rent, invoices and friends by bank transfer, straight from your wallet.
S8. SEPA live; ACH, GBP, SWIFT soon.
Send money home to mobile money.
Type a phone number, pick the amount, done. Tanzania is live today, more countries are coming.
S9. ClickPesa TZS (services/remit/RemitService.ts).
Get paid with a link.
Share nuri.com/@yourname or a QR code. Anyone can pay you, no account needed on their side.
S10. /pay/@username (docs/screens.md:56).
People own their money now.
soon
Nuri wallets created
soon
Nuri wallets active this week
$300.3B
Digital dollars in circulation worldwide
60.0M
Bitcoin addresses holding a balance
Sources: DefiLlama, Blockchair. Live.
S11 NUMBERS. Q2: live Nuri counter source? Market numbers load live from DefiLlama + Blockchair.
Your keys. Your coins.
Nuri never holds your money. Every Bitcoin payment needs two keys and only one of them is ours. If Nuri ever disappears, your Bitcoin becomes yours alone after about 77 days.
S12. MuSig2 2-of-2 + CSV 6,674,432 s (config/constants.ts:64).
Take your money to any other wallet. Anytime.
Send it to Sparrow, BlueWallet, MetaMask or any wallet you like. Or export your keys and import them yourself.
How to move your Bitcoin (soon) · How to export your keys (soon) · Recovery tool
S13. Guides = placeholders. EVM export: connect.nuri.com/export/.
Connect your wallet to ChatGPT or AI agents.
Let them check your balance, prepare payments or pay within limits you set. paymentrequired.com
S14. Live: paymentrequired.com/mcp, clickpesa.paymentrequired.com.
Nuri Business. An IBAN in your company's name.
Get paid by clients, pay suppliers, hold Bitcoin and euros. Open for every company. business.nuri.com
S15. Monerium, KYB. Founder: live for everyone.
Card, bank and mobile money run on licensed, regulated partners.
Wirex, Monerium and ClickPesa hold the licences for these services. They check your ID when you use them. Your wallet itself needs no ID.
S16. Never 'unregulated'.
Compare Nuri with Bringin, Bitrefill, MiniPay, Muun and others.
| What you get | Nuri | Bitrefill Card | Bitwala | wave.space | Bringin | MiniPay | Muun | KAST | NALA | Cash App | Bitkey | RedotPay | Strike | Phoenix | AQUA | Blitz | WoS |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Global (beyond EEA/US) | ✓ | ✕ EEA | ? | ✕ EEA+CH | ✕ EEA | ✓ 60+ send | ✓ | ✓ 170+ | ~ 35+ | ✕ US | ? | ✓ 100+ | ✓ 100+ | ✓ | ✓ | ✓ | ✓ |
| Self-custodial | ✓ | ~ (card custodial) | ✓ | ~ (NWC) | ~ (wallet yes, card EUR) | ✓ | ✓ | ? | ✕ | ✕ | ✓ | ? | ✕ | ✓ | ✓ | ✓ | ~ (both modes) |
| No seed phrase | ✓ | n/a | ✓ | ? | ✕ | ✓ (Google backup) | ✓ (Emergency Kit) | ? | n/a | n/a | ✓ | ? | n/a | ✕ | ✕ | ✕ | ~ |
| Passkey | ✓ | ? | ? | ? | ? | ✕ (Google acct) | ✕ | ? | ? | ? | ✕ | ? | ? | ✕ | ✕ | ✕ | ✕ |
| Multisig | ✓ 2-of-2 | ✕ | ? | ✕ | ✕ | ✕ | ✓ 2-of-2 | ? | ✕ | ✕ | ✓ 2-of-3 | ? | ✕ | ✕ | ✕ | ✕ | ✕ |
| Independent recovery (no vendor) | ✓ | ✕ | ? | ? | ✓ (seed) | ✕ (Google) | ✓ (Emergency Kit) | ? | ✕ | ✕ | ~ (2 user keys) | ? | ✕ | ✓ (seed) | ✓ (seed) | ✓ (seed) | ~ |
| Web + iOS + Android | ✓ | ✓ (web+apps) | ? | ? | ~ | ✕ (Android/Opera) | ? | ? | ? | ✓ | ~ (app+HW) | ? | ✓ | ✕ (mobile) | ? | ✓ | ✕ (mobile) |
| Bitcoin | ✓ | ~ (deposit) | ✓ | ✓ | ✓ | ✕ | ✓ | ? | ✕ | ✓ | ✓ | ? | ✓ | ✓ | ✓ | ✓ | ✓ |
| Lightning | ✓ | ? | ? | ✓ | ✓ | ✕ | ✓ | ? | ✕ | ✓ | ? | ? | ✓ | ✓ | ✓ | ✓ | ✓ |
| Stablecoins | ✓ | ? | ✓ USDC | ✕ | ✕ | ✓ | ✕ | ✓ | ? | ✕ | ✕ | ✓ | ? | ✕ | ✓ USDt | ✓ | ✕ |
| Card | ✓ Visa | ✓ Visa | ✓ Visa | ✓ Visa | ✓ Visa | ✓ (some mkts) | ✕ | ✓ Visa | ✕ | ? | ✕ | ✓ | ? | ✕ | ? | ✕ | ✕ |
| Banking (IBAN/ACH) | ✓ IBAN, ACH soon | ~ SEPA out | ✓ SEPA | ✓ vIBAN | ✓ vIBAN | ~ 3rd-party ramps | ✕ | ✓ ACH/SEPA/wire | ✓ | ✓ | ✕ | ? | ✓ | ✕ | ✕ | ✕ | ✕ |
| Mobile money | ✓ TZS | ✕ | ✕ | ✕ | ✕ | ✓ ramp | ✕ | ✕ | ✓ payout | ✕ | ✕ | ✕ | ? | ✕ | ✕ | ✕ | ✕ |
S17 COMPARE. Source: competitors.md (17 sites, 2026-10-06). Q5: homepage or /compare?
Nuri is back. New team. New company.
The old Nuri was a crypto bank that held its customers' money and shut down in 2022. Today's Nuri is a new company with a new team. This time you hold the keys. Read the full story
S18 STORY. Q6: how much Celsius detail?
Like cash, but digital.
Cash never needed an account. You hand it over and it's done. Bitcoin made that possible on the internet. Nuri makes it simple enough for everyone.
S19 MISSION. Line from Emin's draft 'Wie cash, aber digital.'
Nuri is open source.
The wallet and the recovery tool are public under the MIT licence. Anyone can check how it works. nuri-wallet · recovery tool
S20. nuri-wallet goes public at launch.
Bitcoin wallet
with Visa card
and banking.
Wallet first. Banking when you need it.
S22 END.